Retail
Timely and trusted insight around the regulation of retail financial services ― to ensure that products and services are accessible, equitable and prevent the exploitation of vulnerable consumers.
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Retail
SEC plans single licence ‘super-app’ regime to lure cryptos
The US Securities and Exchange Commission (SEC) is developing a “super-app” licence that combines securities registrations under a single regime....
UK Regulation
FCA: new safeguarding rules will ‘better protect’ customer funds
The UK Financial Conduct Authority (FCA) is introducing new safeguarding rules for payments and e-money institutions, with a goal to...
Regulatory Oversight
Financial ombudsman Q1 data shows 40% drop in complaints from CMCs, 80% uphold rates for pensions
Data from the first quarter of financial year 2025/26 from the Financial Ombudsman Service (FOS), published on August 7, shows...
Regulatory Oversight
FCA puts industry cost for motor redress at £9-£18bn, says ‘some firms’ broke law
The Financial Conduct Authority (FCA) will consult on a redress scheme for mis-sold motor finance by early October, following Friday’s...
Retail
The FCA sprints towards open finance future, outlines priorities for 2026
The UK’s Financial Conduct Authority (FCA) has released the outcomes of its Open Finance Sprint, which hosted representatives from the...
Regulatory Oversight
FCA reminds insurers of Consumer Duty obligations, publishes market studies
The UK Financial Conduct Authority (FCA) has reminded firms of their Consumer Duty obligations to check that customers understand products,...
Enforcement Actions
Weak bank customer due diligence in spotlight again after Barclays fined £42 million
Barclays was handed two separate fines by the UK Financial Conduct Authority (FCA) yesterday for failures in its financial crime...
Regulatory Reform
Bank of England aligns Basel 3.1 start date with strong and simple regime
The Bank of England (BOE) is aligning the start date for its strong and simple regime with the introduction of...
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